Stencilled on an ATM in San Francisco. Image by "Quandaries" on Flickr.
We asked our Observers, from Cotonou to Melbourne, if they were starting to feel worried by the financial crisis that's wreaking havoc on the world's stock markets. You, too: send us your comments.
Bertrand Kpogo is a Beninese blogger and a Web-site administrator.
The financial crisis is not our crisis! The subprime crisis neither; it didn't have anything to do with us. We're just getting out of the food crisis. It's been very hard and it's still haunting us. Here in West Africa, we don't have a stocks-and-shares culture. Few Beninese or Togolese buy shares or get involved in financial affairs, which explains why the stock markets in Ghana and Abidjan for example - where there are lots of foreigners - were thrown into panic. That hasn't been the case here in Cotonou, however. We haven't noticed a rise in prices either.
In Africa, we're actually much more sensitive to the petrol crisis, because a lot of our goods are imported, and each time the price of a barrel increases, the sectors that import become paralysed."
Daudi Were, from Nairobi, runs a company that helps Kenyan and East African NGOs set up and use online networks.
If anything this highlights the need for more global cooperation. As Africans, we feel like decisions are being made that will affect us directly, and yet there's nothing we can do about it. We're not even allowed to negotiate these deals. We feel hopeless."
Awab Alvi is a private dentist from Karachi, Pakistan
Marc Laucher owns a waffle and sandwich store, Waffle On, in Melbourne, Australia.
The big restaurants will surely be the first to be affected, but people will still have 10 [Australian] dollars [5 euros] to spend on a waffle. It's a little treat that doesn't break the bank!
What's happened in the US makes me laugh - it's the biggest free market in the world, but this proves that a bit of state intervention now and again wouldn't go amiss.
In 1986 I was living in the USA, in Dallas, and the French restaurant that I worked in went bankrupt. So I really feel for the people that find themselves in that situation now."
Cristina Civale is a writer and journalist in Buenos Aires.
However, our economic problems are so deep here that our crisis is permanent anyway. What can a few more problems do to us? We suffer from crazy inflation rates and the constant devaluation of our wages. Argentina is and always has been a model for this type of crisis; we've been living it since I can remember.
Despite this, people are still worried about how it might affect our already-fragile country. As we don't seem to get any reassurance or explanation, we do what we've learnt to do - take our money out of the bank, buy dollars, and wait for things to get better."
Yasmin Zata Ligouw is a language teacher and former journalist from Jakarta. She considers herself part of the Indonesian middle-class.